Thanks for your feedback, I agree that I do have a great employer. I'll just insist that the IP puts forward my original reason then. I'll just expand on it by saying it will reduce my stress levels and allow me to concentrate on my job, myself and my family.

Thank you for your help.

Hi, My wife and I are 36 months through our IVA, we currently pay £715 a month with 24 months remaining (£17,160). Our IP has suggested a F&F settlement figure of £14,000 stands a good chance of being accepted. We don't have a mortgage and are unlikely to be able to increase our contributions within...

I suppose I should mention that my Children are 3yrs old.

I have accounts in the name of my children, I can use those.

Would I have to declare those to my IP as well?

Thanks,
Kris

The father-in-law is unaware of our situation and we don’t want him to find out if we can help it, he has bailed my mother-in-law out of her gambling debts twice already and I’d hate to burden him with our debts too (He is financially able to help us out of the IVA completely so it would only weigh ...

Hi,

Thanks for the reply - are they likely to require some kind of proof? Will they take my word for it?

Regards,
Kris

Hi, I have been reading this forum for a while now and have found it very helpful. Myself and my wife are 3 months into an IVA and I have a question regarding an additional bank account that we have opened. My mother and father in law are divorced, the mother in law lives here in the UK and the fath...