I too lost my dad during the course of our IVA,so I have full sympathy for you. The great news that my wife and I received yesterday,our creditors accepted a revised offer of 33p in the £ as there's no equtity available in our home,therefore we don't have to go into a 6th year. Best wishes for the f...

I'm sorry to Lady H as this seems to have opened a can of worms. But guess what our IP is the same Mr Redmond. When we went into our iva our eldest daughter had just started Uni and we weren't given any allowance to help her.I have in the past tried to get an increase on our food/household goods exp...

Hi Melanie, Thanks for your comments regarding the fuel receipts,but what's your take on my second point about there being no age definition between an adult and child. Incidently when we returned our income/exp for this review,we increased our food and household goods expenses by £20/month,yet we h...

My wife and I recently sent off our income and expenditure for our third annual review with D.F.D.On the expenditure side we increased our petrol ammount from £70/month[a figure set in 2006 when we were accepted for an iva]to £80/month,which is still a bit tight given the constant rise in petrol pri...

My wife and i are almost 2 years into our iva set up with debt free direct. We would just like to highlight a few frustrations that we have encountered with them along the way. When the iva was accepted you are advised to notify them of any changes in your income/expenditure.From last May,our review...