Brill! Thanks for all that Foggy, very useful!

Take care

Hey! Been awhile since I've posted - just had a quick question about my IVA. I was gonna post a screenshot but couldn't figure out how I started my IVA 11/04/2017. Completed it 30/04/2020 On my credit report i've numerous closed accounts (all included in my IVA) that either say "settled" or "satisfi...

Excellent! Will do that.

Thanks a lot Foggy

Hi there,

So I finished paying off my IVA back in April with a full & final offer (this forum helped me with that)

Ive just received my certificate and it’s suggested I send copies to Experian etc.

How should I do this ?

Thanks guys!

Much love

Hi all,

So I offered 100% of my remaining debt (turned out to be £2800ish) plus the £300 creditor meeting charge and was accepted yesterday! WOOP.

Thanks everyone for positing one this forum, has been really helpful reading all your stories. GL HF x

The total expected income from my IVA is £6,720. That was based on £112 * 60 months. After year 1 my payment rose to £122. I’ve paid £4,272. Which would mean there’s £2,448 remaining from their initial calculations. (Obviously they’d get more if they keep my IVA on at £122) “ It is therefore anticip...

Hi,

I’ve read a few of the posts and was surprised to learn my F&F figure can be lower than my remaining payments.

Currently I pay £122 a month and have 26 months left - £3,172.

I’m with PayPlan.

Would an offer of £2,500 be too low to be accepted ?

Thanks in advance,

Steve