Hi, i wonder if anyone can help me please? I started my IVA in Feb 2007 and managed to complete it a little early ( May 2011). I have just accessed my experian credit report and agree with everything i've seen except for one loan that was included in the IVA. It states my default date is Sept 2010, ...

Hi all, i wonder if anyone can advise, i completed my IVA 3 years ago and until now i haven't really had to declare it to a job etc. Due to redundancy earlier this year i've been forced to look at new employment and have just been offered a job. With the contract a 'background check' form has also b...

Hi all, i have a variation meeting next month for a f&f, stupid question but if this is accepted can i(or am i allowed)to stop my standing order immediately after? It's just that the meeting is about 4 days before my next payment would be due!

Rachellxx39 I have also had early issues with DFD since this merge happened-the first i knew of it was last friday (11th July)and there were things i had verbally agreed with Clearstart previously which now seem to be causing an issue. One thing i have established with them though is to keep paying ...

Viki , i currently pay £450 a month to the IVA which leaves me £400 a month to pay for food ,utilities,bills,travel etc. Melanie , it would be a huge struggle to make my current payments as well as the new rent , i was looking for a reduction if possible , i did explain that my travel would be reduc...

Hi all , i recently posted that i needed to move house as my tenancy agreement was up and couldn't be renewed. I managed to find somewhere after a lot of hassle but was wondering where i now stood as my rent has increased by £50pcm.I spoke to Clearstart in May and explained this and they were fine a...

Further to my question earlier , thought it may be helpful for others who might be in the same situation at some point, basically the lettings agents have said that things have really tightened regarding IVA's on tenancy agreements,stops the landlord getting insurance apparently , therefore unless y...

Hi can someone please advise please, i have been in an IVA for 18months now-no problems to report.However due to circumstances beyond my control, myself and partner need to move house this month as our tenancy agreement has come to an end after 3 years. My question is , will applying for a new place...

Hi once again thanks for the replies. I spoke to my IP and gave a vague idea of what happened accident wise and also an estimate of what i may receive and my worst fears were confirmed even though i have had to subsidise a lot of medical treatment and additional travel expenses. What is the worse th...

Thanks for the replies , have checked the terms of the agreement and it states "any monies whatsoever must be paid" be it inheritance or bonuses etc no mention of personal injury claims so i presume this is included? Also i have approx £19000 of the IVA left to pay over the next 47months-if i was to...

Hi all , i've been paying my IVA for just over a year now and a few months ago i was involved in a serious accident while cycling to work.I've been advised that i could be facing a fairly substantial compensation payout that could be as high as £30,000. My original debt was £48,000. that was scaled ...