Thank you, you guys are amazing ! I have no idea what I am doing they are clearly taking advantage of people here.
I'm just scared it'll get rejected as they'll ruined it on purpose!

So CF came back and said the minimum acceptable offer is £10,976! Is this normal, I thought whole point was to offer closer to a close figure to what we owed which was £10,676 so they've added £300 fee on top... this is all we owe?!

Thank you so much, very helpful.

I will put offer in and pray to the gods it's accepted

They said I need 3 months bank statement & payslips, should I write a letter also explaining the money is ONLY to settle the IVA

So a family member has offered to pay my IVA off early so they've offered £10,000. I pay £314 a month and have 34 months left, total of £10,676. I've rang Creditfix and they said wait until July to make the offer as it'll be accepted. They said they'll take £300 out of £10,000 to set up the meeting ...

I'm looking for advice please so we are in a joint IVA, we pay £314 a month, we have paid £8,636 and have £10,676 left to pay (34 months). My dad owns my house, bought outright, in 2014 now he wants to transfer it into my name as part of my inheritance. He has put a stipulation in place so noone can...

It doesn’t sound too good I’m not feeling hopeful at all.

Just rang Creditfix and they are still waiting on hearing back from some Creditors and they’ll ring me in next few days with the outcome. I am a nervous wreck !!

Thank you everyone for your support it’s nice to see. Hopefully it’ll go through will wait and see

I’ve just rang them and they said my meeting has been adjourned until Monday because Capital One have requested modifications so not sure what’s happening right now and they wouldn’t tell me if NatWest said yes I literally just got told to wait until Monday. It’s so hard waiting to hear I feel so si...

Thank you I hope they say yes as I’ve still not heard anything been the longest day ever !!! I’m praying it goes through xx

<t>Hello new to this.. so me and my partner have so many debts we thought we would be able to manage and it soon got out of hand. We have never missed a payment but we have had literally no money, we get paid on 16th by the 23rd we literally have £3 left.<br/> <br/> We have decided to go with Credit...