Must be Eversheds post day.
We got one today to say they have bought our Lloyds Tsb debt.
As Harry Hill says.
Good luck with that.

I really want to frame ours and put it in the downstairs khazi, but, Mrs T put her foot down.
(no, not down the toilet), i suppose i could see her point that everyone would know our history.

Ours dissappeared within a few days. Nice feeling.

infamy infamy.
i know what i meant!

honi soit qui mal y pense

Were you indeed !

Had my Noddle monthly update through yesterday, for whatever reason, my credit score has jumped from 1 to 2/5.
Some of my defaults are still on there as well, Mrs Torch is still 1/5 though?

thanks jj and kazza.
it is quite scary.
i like to think of it as my own version of quantitative easing,
well, if the government thinks its a good idea to print money.,,

good advice heretoday, i have no intention of treading that well worn path again. just wondered if it was worth using once in a blue moon, maybe flowers from the garage for mrs torch.

had an application form for a vanquis card today, is it worth applying just for the sake of it? not really bothered at the moment from a credit point of view, just thinking of the future. does it do any good even if you dont use it or is it best to use it sparingly?

under, over, who cares, it's only loo paper, it's all a bit anal.

We joined a few months ago, have found it very useful.
Once we have cleared up the Noddle report i will send off for the other 2 and see what they say.

Thats a shame, the loss of a professional devalues the forum somewhat.
Having said that, there have been quite a few vitriolic posts on here of late.

I'm sure he means well, but he also believes the Queen is a lizard.

thanks all, everything is fandabidozi at chez torch.

Just an update really, to offer support to those who think things will never end. Using details found on this site, we sent recorded delivery letters out last week to the 3 creditors that still had us in default on our Noddle credit reports. Had 2 letters back in the last 2 days, telling us the defa...