I emailed the credit agaency and explained what had happened, (still defauting even though IVA was settled) and the y said they would contact the companies for me and sort it out. They did too, within a month. I was very pleased.

I could not put my student loans in.. They just told me no! I had to pay them separately!!

Thanks Michael, I have tried that for the last few weeks. It is annoying me because for the last three years I have not missed a single payment for anyhting and it is making my credit file look really bad.

One of my debts from my IVA was bought a few months ago. On my credit file BEFORE it was bought said that the debt had been satisfied. ( I assume because it was in my IVA). Now that they have bought it, my credit report says I have 6 outstanding late payments this year and I still owe 10K!!! Can the...

I was just reminicing about the day I found this site... found my first message... cant believe over 7000 have looked at it wow!!! I hope it helps someone,

This site showed me that I was not alone. I made a huge mistake getting into debt. But the experts and everyone on this site gave me the courage to get it sorted. I came upon this site by chance and thanks to everyone on here I have come out of my mess and I hope that anyone reading this will realis...

Abbey basic is a great account x

Hello all,first of all I would like to thank everyone on this site for helping me get through a very difficult time. Without this site, I think I would have fallen apart. I have completed my IVA with a F & F and feel like I am coming out of the tunnel of gloom. I would like to thank Mc Cambridge and...

and a big thanks to the particular case worker in Mcambridge duffy for the speed of this F and F. xx

Thanks everyne, without this site and particulary Melanie I am not sure I would have got through this year... You all deserve an award!! thank you so much for all the support... Fingers crossed for poppyxxx

Just to let you know... my offer was accepted.. I cant believe it...

Just getting very nervy .... 11.30 am tomorrow is my meeting.... I just hope they say yes

congratulationsx

Good luck poopy, Im awaiting the outcome of a full final in Dec... hope its good news for both of us

thanks everyone, it would be a huge weight off my mind if it gets sorted before christmas