Hi all, I had a full and final accepted around Nov last year and completion certificate a few months ago. My 6 years does not finish until Jan22. Am I able to remortgage now? Appreciate I'm probably not going to get the best of rates either now or next year but still hopeful of bringing my payments ...

Ok will have a look thank you

Thank you, appreciate that
So basically can’t do anything until the 6 years is up in Jan 2022 would have liked to have been able to try and remortgage to bring the interest rate/payments down

Hi all I received my completion certificate today via email although full 6 years does not come to an end until Jan 2022 Please can anyone answer these couple of questions below 1. Am I now legally allowed to apply for credit without any comebacks ? 2. Would I be able to remortgage for a better rate...

Great thank you all

Hi all, really pleased to say that my f&f was accepted today after 5 and half years of paying 😁😁😁 really really pleased!!! My question now is what's next...? Some seem like minor silly things I know! Can I start to apply for credit straightaway to better my record or do I have to wait for my complet...

Thanks both. Appreciate the replies. The latest with the redundancies are that there are going to be x jobs but too many people for x so there is a chance I could get made redundant. Is volunteer redundancy frowned upon in an iva? And would this made failure to complete the iva? Our premises are als...

Hi all, I've been lurking a while and have been helped by plenty of posts and replies, thank you. My July payment will be my 56th month so should I expect to hear something soon regarding the 6th year? I'm a bit worried about it all now to be honest. All has gone well up to now. I have around 50k eq...