Perfect thank you!:)

I own my home with my wife(non Iva) but no equity in property from when they set out the Iva..

So yes if the full terms £180 added up is around £10k so if I managed to get a gifted 10k could
This potentially be over with ?

Thank you for your response!

I am now fixed into an Iva of a payment of £180 a month for 5 years.. I have had my Iva for around 4 months, a friend has offered to potential gift me the amount of between £7/10,000, to end my Iva for me as a full and final figure. I believe the total from the start for my Iva at £180 a month for 5...