Thanks Mrs Skint Got my first Utd kit when I was 4 nearly 40 yrs ago. My mum sewed 2 strips of material on the back to make a number 11 as I was left footed and wanted to be George Best. Who didn't back then? Boys and grown men!! All wanted what he had. Now we have had a No. 11 for 16 years in Giggs...

Skippy

There's a lot of us about. Shame about Chelski but watching West Ham yesterday I would say that their problems are not only down to Scolari but the fact that Steve Clarke left. You can see him and Zola have had a positive effect.

Its good to see the same people on here offering advice. But Lily and Skippy go back to the start for me so good to see you both replying. Is Ang still on here too? I read my blog again for first time in ages. Time is great for blurring the bad memories. I'd forgotten what a tough time that period o...

See I told you I was rusty. Should have realised she'd still have to make mortgage payments. D'oh!!
Will need to see what her other credit commitments are. But I'm sure a payment break would give her sufficient time to find a job.

Thanks for prompt replies and thanks for welcome back Melanie.

Hi all Its been quite a while since I posted and I'm pleased to say that 18 months on from my full and final, I'm getting by okay. I wouldn't say its been easy. Not having a credit card to pay unexpected bills makes budgeting a delicate art. For example at the end of this month I have to find £230 f...

Hi all I remember that MBNA would contact me several times in the run up to my creditors meeting. They were very keen for me to settle outside the IVA because after a certain time they would automatically sell my debt on for approx 10p in the £. They offered me "short settlements" of 45p, 30p and ev...

hi all I've not been on much lately as my laptop is broken but wanted to recognise the 50th anniversary of the Munich Air Disaster as I'm a big Man Utd fan. I spoke to my dad a couple of nights back and he was telling me he was doing National Service at Catterick when they heard the news. There were...

I particularly liked "Life is drawing without an eraser".



Regards

Dave

View my blog at www.thebear29uk.blogs.iva.co.uk/

All the best Mish

You never know. There might be a sexy neighbour that pops round to borrow some sugar!!

Dave

Best of luck

Dave

Hereford? Where the ****s that?

Don't worry Mrs skint. I had to do the same with OT's as well.

Dave

Did post this before but i think it fell off the board quite quickly.

An elderly woman goes to see her GP. "Dr I've got this terrible problem where I can't stop breaking wind. They are always silent and they don't smell but in the time I've been talking to you I've broken wind about 20 times." The Dr writes out a prescription and tells her to take the tablets for a we...

Ho Dee...Ho - Sorry but Mish started it. I would like to add something on Mish's behalf. Prior to going BR he hadn't seen the inside of a pub for over 3 years!! Now for a Scot that is wrong. Like he says BR (and IVA's) are not easy but you learn to budget, learn to accept what you could only ever af...