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by Lucilla89
Thu May 27, 2021 11:20 am
Forum: Ask IVA Forum and Industry experts
Topic: Implications of moving in with partner
Replies: 2
Views: 2443

Thank you.
I feel like splitting the bills in half when there is two of us and one of him is a fairer share already, but we will see. It would be a lot more complicated to pool everything together and then sift through expenses only mine or only his, like child maintenance payments.
by Lucilla89
Thu May 27, 2021 10:54 am
Forum: Ask IVA Forum and Industry experts
Topic: Implications of moving in with partner
Replies: 2
Views: 2443

<t>Hello everyone,<br/> This is a bit of a long one.<br/> My partner is buying his house,me and my daughter will be moving in in August.<br/> All our finances are separate,mostly as this is my child and not his. Obviously I will need to redo the income and expenditure sheet,as I will get no universa...
by Lucilla89
Mon Jul 20, 2020 4:19 am
Forum: full and final settlements
Topic: Full and final settlement from own savings
Replies: 6
Views: 54537

I think in my case they did account for my child sports? I really don’t know, I see allowances quite generous and others really tight, having a look at it again they allowed us £20 for haircuts too,though that gets mostly used to go visit my family abroad once a year.
by Lucilla89
Sun Jul 19, 2020 6:26 pm
Forum: full and final settlements
Topic: Full and final settlement from own savings
Replies: 6
Views: 54537

I see your point there. As far as I can tell things are accurate,although I have an allowance for entertainment and sports of £120 combined and none of these activities are available during lockdown,so maybe that is part of why I feel like money left over. My annual review is not far and they will b...
by Lucilla89
Sun Jul 19, 2020 5:23 pm
Forum: full and final settlements
Topic: Full and final settlement from own savings
Replies: 6
Views: 54537

Hello everyone, My IVA is still quite fresh,only completed 10 months. The total debt amounted to 23K, reduced to £7600 , 72 months of payments agreed at the start of the IVA,not a homeowner. I am with Creditfix and since starting the IVA in September 2019 I moved home and managed to get utilities do...
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