Thanks for all you replies on this. A few things in the pipeline here. THe Mternity thing is no longer an issue sadly. Another thing to worry about. Anyways - have tentatively approached Nationwide but have a quesy sense that they indeed are not keen on the remortgage. I may have to look at another ...

MY only concern is that Nationwide might look unfavourably at all the unsecured debt and not allow us to take this extra mortgage commitment on. We're coming up to the end of our fixed rate deal in July and to be honest this needs looking at sooner rather than wait until then. Does anyone know of Na...

Morning all. I'm new here so please be gentle, or if the truth demands it, be rough :) All in all I owe about 55k in unsecured debt. 3 loans which are as follows: LVBS/Morganstanley 12k Morganstanley 8k First Direct (my bank) 11k The rest are Credit cards including MBNA, Marbles, Citi, Bank of Irela...