Just wondering if having had RBS as a creditor during our iva (now completed and past 6 yr anniversary) would this affect our ability to open an account with Natwest? I understand they are all part of same group? Tried opening account with Natwest and it's refered to another / higher department for ...

Ah might try the co-op then as also with them and they've been very good over the years.
Many thanks
Xx

Thanks, I've heard of card one banking. I do wonder if it's good idea him going into business with this fella who seems to me like a car crash waiting to happen. Don't get me wrong, we've made bad decisions but faced up to them and dealt with it, this fella on other hand seems a liability already an...

Just wondering if anyone can out light on this ... Post iva when wanting to improve credit file, if you successfully apply for likes of vanquis card and then make regular repayments on time etc, does it not look obvious when other future searches are carried out that ur high risk just because you ar...

It would appear it's my husbands intended business partner who May gave unresolved credit issues. Is it possible to search someone on the credit reference system, or do you know would our solicitor be able to do this perhaps if joe public can't ? I looked on the insolvency register and he's not on t...

Hi there, Just having problem with Hubby trying to get a plain and simple business bank account for paying in, and at most a cheque book or bank transfer to make payments. Have tried Co-op and they said no, even though Iva finished 2 yrs ago with F&F, and 6th yr anniversary has passed. Only recently...

Hi, not sure, but I'm in similar position to you, so will be keen to know what the experts say
Kind regards

I just wanted to post an update to thank size 5 from cleardebt for helping me sort out the problem I had re PPI investigations at cleardebt. I am very pleased to say that a colleague has since been in touch and that we seem to have a solution, just waiting on some paperwork and then looks like the c...

Thank-you to size5 who has been able to intervene in this matter. A colleague from Cleardebt has now been in contact and we have been able to reach an amicable solution. Now this is the type of service I have been used to from cleardebt over the years, pro-active and willing to listen and help. Than...

Thank-you guys, i have now emailed size5 directly and will wait to see if he can help at all. We are more than happy to sign a declaration as Melanie and Michael suggest. On reflection, the issue is, the matter of investigating potential PPI claims is being handled poorly at the moment and stands to...

I cant seem to find the contact details for 'experts' - probably looking with my eyes closed!

yes, you stay on the insolvency register until your ip issues your completion certificate and takes you off it, and as we are finding out first hand, getting the copletion certificate isnt as easy as its made out to be, we had f&f accepted on the 1st of april, and are being delayed due to investigat...

Thanks Tina, I just needed to get this off my chest, I am so cross as you can tell by my post.

If its not the VAT holding them up, the new on is looking into potential PPi claims. I hope you certificate of closure turns up soon, did you make a f&f or go to the end of the IVA?

Its really unpleasant living in this limbo land isnt it?!!

We made a f&f via Cleardebt which was accepted at the start of April, but they are not now going to issue completion certificates due to investigating if clients have potential PPI claims. The f&f money was paid to them by my mother in law 5 weeks prior to this, so they have had what is in effect ou...