My original debt was £8274.06

Sorry £1500 not £1509

If I offer a lump sum to end my arrangement on the 3rd year roughly, Started 5th feb 2019 Going to offer some cash from my parents around about feb 2022 so I’ll be 3 years in. My monthly payments are £92 per month, I no it’s a little Iva compared to others, but if I have paid already x3 years of pay...

So hello everyone I’m currently 27 months in, and preparing myself to deal with sprout loans in august as I’ll be half way threw, currently paying £92 a month no missed payment etc.. it’s quite interesting to see how many times the company changes threw out your progress for example : Swift insolven...

Am I right in thinking a completed iva for example settled early and marked as completed even tho it hasn’t fell of your report is much better in regards to getting any sort of credit?

Would any credit cards look at you with a completed iva or not

Lee

First it was : swift insolvency.
Second : Aperture
Third : Jarvis

I believe it’s still Jarvis but I have been notified yesterday that it’s now called “Debt Movement”

Why so many changes, I’m only 2 years in this month by the time I get to my 5th year it would have gone threw 20 company’s

After the Iva has fallen off credit file defaults all gone ect...

What’s the possibility of getting the basic everyday Santander credit card if you bank with them anyway, would there be any reason why u wouldn’t be looked at?

Lee

August 2021 I’m going to be going ahead with sprout loans for a early settlement I’ll be 30 months in by then. I’ve recently tried for a starling bank account but getting refused. Once Sprout has gone ahead and I’ve is marked as settled or whatever happens. I no it’s there for the 6 years, but will ...

Do you stand a better chance of opening a current account with insurances, once your IVA is marked as settled?

As in still on your report but been paid off.

Or does it make no difference at all

Lee

UPDATE :

Pretty much Lloyd decided to freeze and close my basic account 4 days after it being opened and fully usable, baffle me Lloyds hsbc Halifax do , just thought I’d let you no

I currently bank with nationwide flex basic ( absolutely fine ) Only reason I have opened a Lloyds basic account wise Lloyds is very close to my house and also it allows you to pay in and withdraw at a post office. As for nationwide it allows you to withdraw at post office but no deposit, and the br...

Hello barassix, just quick question how long had your iva been finished to show fantastic on credit report. Just curious really for when myself get towards the end

Many thanks

Had an email today saying my ivas taken over by them, any ideas what these guys are like?

Thanks lee

Whats the chances of getting a bank loan after a finished IVA ( 6 years ) im currently with nationwide basic acc, But looking to upgrade to the Flexplus asap really as soon as im eligable, the question is, would banks consider you for a loan given the circumstances of been in an IVA. im thinking of ...

Yes I have changed my bank account, currently with Lloyds and have one at Nationwide now.. Hello valeria just a quick one regarding Lloyds be careful with them as they will close your bank when they find out about your Iva, Halifax/Lloyd’s, I’m currently with nationwide basic account no problems Lee