Hi Foggy, Sorry for the late reply! Thanks so much for all the helpful responses to my questions. I had one further question if that’s ok? I currently have a Basic Bank Account. I don’t want an overdraft or anything like that but at what point might I be able to get a normal account? I assume this i...

Hi all, Posted in this forum before ahead of my partner making a Full & Final offer to settle my IVA and found advice great so asking here again ... My F&F offer was accepted earlier this week and my partner has paid the lump sum. I feel and unreal sense of freedom but I am having to train my brain ...

Hi, Just a quick update to say that my meeting took place this afternoon and I am pleased to say they accepted the offer. I am so relieved! Now the hard work of repairing all the damage starts but I cannot wait 😃 Thanks for all the advice and support and if you have any good tips, pleased send them ...

I have put the offer forward and although they said there was no guarantee of acceptance that they thought it was a positive offer worthy of consideration. Which is good news. She did say 2 - 3 months was the maximum and that if she could get it through sooner she would try. Am I right in thinking i...

Hi, Thank you both for your responses. It is very encouraging. We are going to put the offer forward this afternoon. Is it always your experience that these things take 2 - 3 months to complete (Assuming they’re accept the offer) or does it sometimes happen faster? I keep dreaming of a day where I a...

Hi, I am in an IVA and have £3061 left if I continue to pay monthly as I am over remaining 30 months roughly. My partner has offered me £2700 to settle this. The reason for this that it greatly impacts on my mental health and exacerbates anxiety and depression. We would also like to move in together...