I live with my partner. The IVA is just in my name but his wages are taken into consideration when looking at my expenditure / affordability.
Could he offer to pay for a F&F or would that be windfall?

Kind regards

The same has happened to me. Did you find out anymore? Have you gone with them?

Regards

Thank you for the fast responses everyone. In particular I want to thank Ryan. You rang me straight away when I asked. You gave brilliant advice and helped me put my mind at rest. I would definitely recommend you in the future and will definitely be coming back to you if I occur any mortgage issues ...

Hi Ryan,

Can you ring me ASAP Please to tell me what things I can do.

Regards

If I go ahead with the IVA, I will be three years into my IVA when my fixed rate on my mortgage would have finished. My partner who is also named on the mortgage does not have any debt / IVA. Has anyone gone through this and could you tell me if you got screwed over on the rate of the mortgage?