The chances of the mortgage lender removing her from the mortgage are slim to nil. as would be remortgaging at the moment. Your IP would need to be kept in the loop as your I&E will change and you are on a relatively low payment at the moment, so the IVA might not actually be viable. Maybe a quick ...

Thanks for the reply foggy, So I’m guessing the only way to remove her from a mortgage on a property she won’t be living in would be to sell the property? What happens when an IVA become unviable? Do I automatically get sent towards bankruptcy or could I deal with creditors directly? I have done my ...

<t>I am currently in an IVA since Feb 2019 and paying £97 pm. (Total Debts Approx £16,000)<br/> Me and my wife have separated and she is moving out of our mortgaged property 05/10.<br/> Obviously a charge on the property is likely to make is hard to remortgage to give her any share of what she’s ent...