Hi

My iva is completed via a full and final settlement a year ago upon checking my credit file to clear up a bit I’ve noticed miss payments being recorded after the date of the iva got approved is this right or should no miss payments be recorded after the approved date of the iva?

Unfortunately my IP didn’t accept the offer so it’s going to a variation meeting for creditors to decide, what do we all think on it actually being accepted?

Update regarding offer of settlement As its still very early in your IVA its been necessary to wait to action your request until your creditors have had at least the legal minimum time to submit a claim. This time has now passed and our Creditor Team have today written to those creditors who have st...

Hi I’ve recently started a Iva 3 months ago with StepChange and in the wording of my Iva the IP can end it early Lately I’ve been dealing with heavy depression and close to loosing my job due to sickness I’ve managed to find a 3rd party who’s willing to pay off the equivalent of the remaining paymen...