<t>Hi there, if I family member wanted to take out a loan in their name to offer and full and final payment on my IVA would this be accepted ? I would not be paying the family<br/> Member back it would be a gift from them, my brother has said he would happily get a loan out and pay off my IVA for me...

<t>Hi there , my mum has just told me she and my dad are sorting their will out , and have put me down as a executor , they are both fairly young still in their 40’s and in good health , I will be a beneficiary in their will along with my brother , but the chances of either of them passing before my...

<t>Hi foggy I have just seen you quote in another post regarding Inheritance “ it’s about the date of death not the date of distribution that matters in a iva “ <br/> <br/> So does this mean if somebody dies before you enter the iva but you are made aware of an inheritance during the iva you are abl...

<r>I am due a pay out in the next few months for “ pain , suffering and loss of amenity as I was in a car accident a few months back my iva practitioner has said I can keep this windfall as it’s for pain and suffering . Can they tell me what to spend it on ? <br/> I have 4 years left of my iva , my ...

<r>So my first yearly Review is coming up in 3 months time , when setting up the iva my yearly income on my p60 from 2019-2020 was £36430<br/> <br/> This year from 2020-2021 it is £40,026 an increase of £3569 ( this is from overtime not a wage increase ) roughly £297 extra to live on a month <br/> I...

<t>Hi me again I seem to be posting a lot lately , I am a key worker ( social care worker ) and Iv been earning a little more the last few months as have been required to work lots of overtime , I have done the 50/50 rule with my iva practitioner , but I have just seen that the government changed th...

<t>Hi I currently pay £284 a month for my care finance , the last payment is due this October 2021 and then there is a balloon payment of £5266 , my brother has said he will pay the balloon payment for me and that I will pay £250 a month to him for 21 months ( iva practitioner is happy that I do thi...

<r>Gym membership - hi I currently pay £38 a month for my gym membership , after the lockdown I am looking at joining a new gym that offers unlimited pt sessions for £150 a month , I don’t usually use all of my petrol and food allowance and don’t always use the £30 a month for my hair , so I have wo...

<r>First review - hi everyone I have my first review in June 2021 . At the time of the Iva I was earning £2240 a month but this does differ sometimes as its shift work , every time I earn over the 10% mark I pay more into my iva . But I’m worried as most months I am earning £100 more ( which I don’t...

<t>Hi there ,I am currently 5 months into my iva , at the weekend whilst at work I was involved in a serious car accident , writing the car off and causing me a serious neck injury . I am getting medical assistance through the third party’s car insurance but of course comes with this a medical pay o...