<t>So my wage has increased and some of my expenditures are lower so i’ve sent over the details to my company. However when I’ve calculated it myself i can look to pay about 412 which is great! <br/> However here is the issue<br/> I owe another 57 months <br/> I owe a total of £17,800 <br/> When you...

I haven't lied about anything or been secretive. I’ve just don't spend the amounts they had to include every month but probably only every few months. I’ve already spoken to my company and they are reviewing it with me. I just wanted some advice as i was confused why it was working out that way and ...

<t>Hi,<br/> I’ve had my iva about 3 months now and its all going fine. However my question is regarding money i can now save. <br/> Basically when i went through the expenditure and affordability questions there we’re things i had to give an answer for which dont apply to me but was told there needs...

Thanks for all your help!
It was approved this morning!!!
It is such a relief. Im so ready to live a debt free life and I'm finally on the way there!

Any tips on a successful IVA? Budgeting, holidays, savings?

Thankyou for your replies!
My meeting is set for the 21st
Atleast christmas will keep my mind off everything!

<t>Hi,<br/> <br/> I’ve just started my IVA process. Current debt is 7000 future finance, 5000 creation, 2000 marbles, 2000 ratesetter and 900 with very. <br/> I’ve just signed my proposal, its 11.48p/p which from what I've seen seems really low, i feel sick with worry that it wont be accepted, has a...