Hi Emily, I bank with the Coperative bank-never owed them any money- and they told me that I had been turned down for a savings account due to my experian file.I have been with them 6 years-never overdrawn. It was definitely my IVA record even though it is complete-I realise it will show for another...

Thank you all so much.I will give Abbey a go!

I finished my IVA 9 months ago-all completed.However I cannot open a savings account because my experian file keeps coming up.This adds negative searches to my already shot credit file but I am amazed that I cannot start to save! I do not want to borrow-I am reformed! Does anyone know where I can op...