My total debt was £11800 and I’m expected to pay back £6120, I’ve paid back £1360 in total! Payments always been made on time even after I was made redundant, then diagnosed with cancer a month after! I’m in my twenties with a young child. I’m not sure if any of this would be considered or not 🤷🏼‍♀️...

Thanks for responses! I still want to pay my monthly IVA contributions I have no problem with that! I just don’t want them taking the entire payout to pay off the IVA as then I will be left with no money! What does it mean when you say settle the agreement with monies already paid? I’m not sure if t...

I’ve only been in my IVA just over a year so if I done that it would mean all of my money would go into the IVA. I need the money to live off and pay my bills etc (which includes my monthly IVA payments)

Evening, Could someone tell me if a critical illness payment is classed as a windfall. On my creditors website it says that payments can’t be taken from an insurance payout and ive looked through my contract regarding windfall payments and it is very vague. My creditors are aware that I have cancer ...