<t>Hi there,<br/> <br/> Me and my partner entered an IVA back in 2016, due to finish by September 2021. Our original debt was £8583.59, and our agreement was for £70 payments to be done during 60 months (a total of £4200).<br/> <br/> During these 4 years we had some payment increases meaning that we...

Thank you for your response! What I meant by them omitting expenses was that, for example, last year they left out our gas and electric expenses and put us on £192 a month. They did not even told us that they omitted anything, I was the one to spot it. Bear in mind that even if they had added this, ...

<t>Hi there,<br/> <br/> Me and my partner entered an IVA back in 2016. We are due to finish by September 2021. Our total debt was £8583.59, however, our agreement was to pay £70 for 60 months (a total of £4200). <br/> <br/> Along the way we had some increases in these payments, meaning that we have ...