My IP was showing no signs of sending my certificate of completion nearly 3 months after my f&f being accepted and them receiving my final payment. I carefully constructed an email using Melanie's recommended wording, "I am hereby giving notice, that unless my certificate is received by May 9th, or ...

I have been following the forums and through this got the courage to make a f&f offer (I thought I couldn't do this unless I had a property). Anyway the great news is that my offer was accepted last week, followed by disaster. Driving home, my van packed up on the motorway and is according to the ga...