Hi. I understand the overtime and bonus clause in my IVA is 10% then 50/50 split. I am paid 4 weekly but in i am due to receive my annual bonus in my next pay. Normal 4 weekly pay is £2085 after tax, I am due to receive £2600 in my next pay. What calculations would be used to work out how much is du...

I’ve been asked to sign an RX1 form after my Iva has been agreed. I have signed and returned, however they have requested that my partner also signs this form.

The mortgage and property are solely in my name. Would she still be expected to sign this and what could happen if she didn’t sign it?

Thanks Foggy, that really helps.
As long as a can justify what the transfers are for then I am within my rights to be able to do this? I feel by doing this would give better control over managing our expenses.

Thanks for your reply Kallis. I doubt I will be able to save much if anything but I know some of my costs have been calculated with a monthly allowance however the cost would only occur annually for example service & mot which obviously is need to save for. I asked about transfers to my partners acc...

Hi. Entered an Iva earlier this month with Payplan, it’s an individual IVA for just my debts. However my partners income has been included in the monthly household income and all expenditures calculated on a 50/50 split. Once bills have been paid from my account, would it be allowed to transfer the ...

I have sorted it with IP, their calculations were wrong and they had added it back onto the wrong amount. This was making my earnings more than they are

Thanks Kallis Ip said about not wanting to show that it’s been taken twice so had to add it back on and then deduct it as expenditure, i just feel like they have added it to the wrong figure. The amount after tax and Ni £2108 hasn’t had student loan deducted yet so don’t understand why student loan ...

Hi. Can someone help me out here regarding student loan deductions on my I&E I queried it with my IP as the calculations don’t seem right but they told me it is. Example payslip they used for my calculations 4 weekly gross pay £2707.52 Tax - £361.80 NI - £237.18 £109 student loan £10.44 union fees N...