Hey AMB123, sorry I know you posted a while ago but I’ve only just seen it. I thought I would update you a little on how I’m feeling now, maybe it’ll help maybe it won’t but I’ve been helped by reading other peoples stories on here so I might as well share mine. What you’re describing to me sounds l...

Thank you all so much for you’re replies, they have actually really helped me. I’m in the process of moving into new rented accommodation at the moment and at first the anxiety of not knowing whether any landlords would expect me was driving me crazy but I bit the bullet and started the process. To ...

So first of all I’m so glad that I found this forum! Reading some of your stories has been so helpful for me so I thought I’d do a little sharing myself.. I’m nearly a year into my IVA which I took out after racking up 8k in debt being young and dumb. So far I’m feeling like it was the best decision...