Strictly, the question of extra income (as in overtime or bonus payments) should be dealt with on a month by month basis, if your basic income is fairly stable. But some IP's will deal annually. But the usual situation is that, on the months you get extra you pay extra and on the months you get les...

<t>I have an IVA, and need to ask for advice.<br/> <br/> Lets say my salary is 1800, so I am allowed to earn 180(10%).<br/> In this case I can earn up to 1980 monthly, but not sure how does it looks in situation I am facing now. Due to covid I had to take few weeks of forlough, so my salary at that ...

Thu Feb 11, 2021 10:04 amkallis3 wrote:

You could try Nationwide or Barclays but I also advise caution about HSBC.

Thank you, I am going to HSBC branch today to discuss it, if they will not give me any kind of insurance that my account will stay open under IVA I will open an account in barclays and mjve everything there.

Yorkshire Building Society (NOT Yorkshire Bank) have online 'e-accounts'. I used a co-op cashminder for 'overflow' funds. I would advocate caution with HSBC --- they do have a history of closing down accounts of customers in IVA's, often without notice. Hi foggy, thanks for an answer I will check T...

Hi all, I am new to iva and I would like to ask you about something, I have an account ain with HSBC salary Goes to it, all direct debits and iva use it. And now as for things like: petrol, food, gas and electricity (top up keys) hobby and probably something else I will pay by cash. So in this case ...

I have seen as low as 11p accepted before. Cutting the cloth too tight now could mean trouble later on. You have to live with this budget for 5 or 6 years. Thank you for the answer. Got one more question, as I got a car in pcp with Toyota, my payments are included in proposed deal. According to Toy...

Hello all,

Quick question my IP The Debt Advice Service offers 11p dividend for my debt, nearly 20k mostly to TSB and Lloyds. Is it enough to be accepted? I told them already I can pay without any issues up to 130 but they want me to stay at 100. Any thoughts?