They said missed payments look better the defaults...not sure if that's true though.

I contacted amigo and they said they default internally and won't change it for credit reports.

Uhhhh only one that won't.

<t>I have been in a IVA since aug 19, capital one went into default ( as expected) but amigo loans has had it as missed payments every month since which i have only just noticed.<br/> I would assume its what is causing my credit score recovery to be so slow.<br/> Any advice as I do hate talking to a...