I have checked with Debt Matter and none of my creditors have been paid any dividends either. I feel slightly woried.

Sorry, to confuse in my initial post what I meant was Debt Matters have contacted creditors initially, I think/hope, creditors may not have replied but Debt Matters advised me they don't chase the creditors only on the yearly report they submit.

No HMRC debt, only one creditor has replied and confirmed ok out of 8 creditors. It's a little strange but when I first contacted the creditors initially a lot of my debts could not be traced but Debt Matters didn't seem to think that was a problem. It felt as if all they where interested in was get...

Hi, I am concerned about my IVA. I entered into it in 2006 and have been paying £200 per month since then. However, I have received two annul reports from my company Debt Matters and they have not contacted even half of my creditors yet. I thought a certain % of creditors had to agree to the IVA bef...