Firstly congratulations! It is great to hear that the IVA is now part of your credit history and you can focus on repairing your credit file and credit score. When applying for credit lenders tend to take into consideration your most recent history so what you do now matters. Begin by doing all of t...

Yes you can get a credit card to begin building a credit history and many lenders offer cards with lower credit limits that are tailored to first time users. However these accounts need to be managed carefully as they may have lower credit limits but still come with all the temptation of a normal cr...

As has already been mentioned, your IVA won't disappear from your file (and therefore will still be visible to CRA's and potential lenders) for at least another year. The fact that you have an IVA on file though shouldn't mean you do anything differently to what you would normally do to try and buil...

Yes, both IVAs and CCJs have a 6-year duration. Once this period is over, it will be removed from your file.