Two more years after June 21 then apart from waiting for the completion certificate, I can close this 7 year chapter of my life and get on without this constant cloud hanging over my head. Not looking forward to this years payment review with them at all though.

Just thought I'd give an update on this, checked through my IVA about 100 times to confirm the property is not mentioned in the IVA at all other than at proposal stage when it was offered to pay an extra year as explained above. Phoned Jarvis (Debt Movement) and they confirmed the extra year was alr...

Hi Foggy,
Thanks for the replies so far, this is a testing time for me at the moment. Aperture sold the IVA so I don't think I can refer it back to them.

My IVA contains this clause : "13. The duration of the arrangement must be extended by 12 months, thereby increasing the overall payment term of the arrangement to 72 months." and also this : "v. Asset realisations in the arrangement are payable from: Asset Name Estimated to Realise £ 9 monthly cont...

What's the experts view on this and how do you approach your IVA provider to implement ? 1.12 No attempt should be made to realise a consumer’s home equity under paragraph 9 of the protocol during the pandemic unless the consumer agrees to proceed. The supervisor will retain the discretion to extend...

Currently have a problem with out IVA with the same thing. Originally set up with Grant Thornton / Aperture in June 2016. We made it clear in our proposal that my wife would not agree to a remortgage or raising of any funds from the property and as such, would offer an extra twelve months extra paym...