Hi, The equity release at the end is a big worry for myself to. They basically want 40k added to my mortgage. I took a 7 year fixed rate out before starting IVA so will still have 2 years left fixed. My house is currently valued around 200k, by end of IVA I will have 88k owing so they'd say I'll hav...

Hi, I myself majorly stressed about my first review. It took almost the first full year for me to adjust to budgeting with what I had left each month. I didn’t declare my overtime first couple of months and ended up putting off phoning them for the worry that I'd have to give them money I didn't hav...