I HAD A LOAN WITH THE HALIFAX (MY DEBTS ARE NOW WITH PAYPLAN). I RECENTLY SOLD SOME SHARES I HAD WITH MARKS AND SPENCER AND THE CHEQUE WENT INTO THE HALIFAX ACCOUNT I USED TO HAVE.I AM AWARE THAT BANKS CAN KEEP ANY MONEY THATS IN THE ACCOUNT TO GO AGAINST ANYTHING THAT IS OWED TO THEM.THE ACCOUNT I ...

i had my creditors meeting on thurs 6th it didn't go well at all. mbna were the problem, they said i had enough disposable income to pay over 10 years with a DMP.i've been trying to sought out my iva since jan and now i have to start all over again! i don't understand as i owed the halifax twice the...

i had my iva meeting yesterday but it didn't go well all but one of them agreed to the iva,the other mbna bank wants me to enter a debt management programme which is not the road i want to take. another meeting set for the 5th of march has been set. this is making me so stressed out. has anyone else...