So does that mean after my iva finishes with credit fix will I still owe money in debt? Then due to them taking fees?

Oh really does it do less damage to your credit rating too going through a dmp with step change

Yes they did say debt management plan but they said that you do face charges for that and Iva no charges and repayment is £91 a month that’s what they have proposed

<t>Hi I’m just awaiting my meeting next week now with my creditors and I’m really worried it will get rejected. Credit fix has sent a proposal but I’m worried it will get rejected <br/> <br/> Natwest overdraft - £1826<br/> Natwest loan - £2811<br/> Aqua - £3097<br/> Next - £608 <br/> Halifax - £66 <...