I used Shaws who are now called Payplan. Brilliant service, nice people and very efficient. They helped me through a very tough time and can't praise them enough. Good luck.

I entered into an IVA on 25th February 2002. I was under the impression that my credit history would be clear after 6 years. I completed the IVA early and paid it off in 2005. I have applied for a remortage with my bank, but there are still entries on my Experian credit file. Some of those entries w...