Search found 5 matches

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by hess23
Mon Oct 23, 2023 11:24 am
Forum: Ask IVA Forum and Industry experts
Topic: Completed - but credit score went back down?
Replies: 1
Views: 1060

Hi All, My 6 year long IVA finished in August. I have my completion certificate. I checked my credit report in September and the IVA had dropped off, no defaulted credit accounts, the score was 805. Happy days. I then rechecked a few days ago and the score has dropped back to 394, with the IVA showi...
by hess23
Sun Oct 02, 2022 5:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F but with only 12 payments left?
Replies: 2
Views: 3754

I had a feeling that was the case based on other replies. Thanks. My last payment is scheduled in oct 23 - what will happen? Is it a full review as normal with wage slips ect or is it simply a completion certificate? Once the final payment is made when will things be on the up credit score wise? Tha...
by hess23
Fri Sep 30, 2022 7:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F but with only 12 payments left?
Replies: 2
Views: 3754

Hi All, After one long road - my IVA finishes Oct 2023 (A 6 year IVA) FYI - I pay £110 a month to McCambridge Duffy - so have 12 payments left. My partner and I are wishing to move into together and he wants to offer to pay on my behalf a F+F of the remaining balance to get it cleared as he's very s...
by hess23
Tue Mar 09, 2021 9:25 am
Forum: Disputes and IVA Mediation
Topic: HELP - possible IVA failure not my fault?
Replies: 2
Views: 7045

Hi,

yes this is what i equally requested - but they didn't honor that either.

Do you know if there's a template I could use to write the complaint? I am not sure what I would write? I have chased them several times and still no response. Its really stressing me out now.

Thank you.
by hess23
Mon Mar 08, 2021 6:28 pm
Forum: Disputes and IVA Mediation
Topic: HELP - possible IVA failure not my fault?
Replies: 2
Views: 7045

Hi - I am not sure this is the right place. I am 3 years out of 6 year IVA. I wrote to my IVA company in January to explain I had split from my husband, my finances had changed and provided a correct and up to date I&E form. They, over several weeks, sent it back and forth with incorrect amendments ...
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