Hi Clare, I'm currently going through the process myself of using a Sprout Loan as a final settlement. From what i've learned along the way, here are the key points - Sprout will call you to make sure that you're fully aware of the loan, the lack of security in comparison to an IVA and they'll do a...

Hi. I was just wondering if someone could tell me why my credit score has suddenly shot up?
I'm in my firth year and have one year left.
So I don't understand why it was poor and now suddenly in the good section.

Thanks Clare

Hi, I was just looking for some advice on a full and final offer. I have £8.675 left to pay and my partner has offered to pay £6,000 as a full and final payment, is this enough to offer ? I have two years left, I have six payments of £262 I had an extra payment to pay cause I did some over time so h...

Hi. Has anybody had a loan approved by their iva ? I'm looking to book my wedding but could do with a loan rather than paying things out monthly.

Thanks Clare

Hi, does anyone know another company like sprout loans ? Or another way to end my IVA early ? I'm really stressed about being in an IVA I just want to be out of it, yes it helped me to begin with but now just stresses me out, I'm 34 I'm want to buy a house and start a family and I can't do that whil...

Hi I was just wondering if anyone has gone down the route of getting a sprout loan to end their IVA and if it's worth doing ?

Hi, I've been in my IVA for nearly three years, and I'm starting to wish I never entered into an IVA, yes it helped me out at the start but no I have no credit at all, I can't buy a house, I just feel so stuck, like I'm stuck living with my partners parent, I'm also stressing cause I'm 34 and I want...

Hi, I started my IVA in Jan 2020, I'm in my IVA for six years. I started out paying £96 a month then a few months ago got a pay rise and it went to £169. Also it says on my paperwork the total I owe them back is just over £8k does this still stand or just that automatically change cause of my payris...

Hi, you said you have helped people who previously had been in an IVA but would me and my partner be able to buy a help to buy if we both are still in an IVA ?

Hi, just reading all your comments,I'm in an IVA with creditfix, I'm in my second year with them and looking to finish my IVA early. Can I use my own savings to pay this off or does it have to come from a friend or family ? It does state on their website you can do it if you have sufficient funds av...

Hi the savings have come from my wages I haven't used, I have £6000 left to pay

Can you settle your IVA with your own savings ?