hi all, We have made enquiries with debt free direct but after reading info on this forum we are now unsure who to use for our iva, people mention other companies etc, if you have any reccomendations, please let us know as you are probably trying to sort out the same situation as us !! any advice is...

Hi, we have applied for smile and nat west online last night, so will let you know how we get on, hopefully it wont take too long !! otherwise I think i will pop into our Yorkshire Bank Branch. any other suggestions ??

hi everyone, we are just trying to open a new bank account, can anyone please give any advice or general information, any info you can give would be a great help!! dont really know were to start !!

hi, were in the process of trying to open a new account, any ideas on who to try ??

Hi Katieray, Just before christmas i applied for an IVA with Melanie Giles and her team at the IVA Advice Bureau I went to draw some money out of my account in the middle of the month and after paying all my credit cards,rent, christmas shopping and other bills i had insufficient funds in my bank a...

Hi, me and my husband have just completed the forms, we are with debt free direct, I am already having sleepless nights and feel ill over the situation, but on the positive side, hopefully things will take a turn in a more positive direction. Has anyone got any adivce to give us?? We only really kno...

hi, me and my husband have just taken the first steps and to be honest I am feeling worried sick !! we have only just completed the forms and cant sleep. Do you have any advice, Im worried about the bank account change, how do you go about that? and what happens to your car??

hi all i think that the wait for the creditors meeting is taking its toll, i now think that i have flu again and i cant seem to eat properly as i eat so much then i feel sick. I have taken so much time off work recently from being run down and today i am off to the doctors again to see if he can si...