We are currently in the process of getting the monies together in one account and have looked over our recent yearly review and we found this in the document. "The debtors statement of affairs provided for total creditors claims of £52,271. Claims received to date amount to £11,927. However, there a...

Hello Andy, yes i think thats what i meant. Lol! So the secret is to get the certificate as soon as possible and dont let the IP drag their heels at closing the file. We are with 'Accuma' and to be honest they havent be very communicative at times. Can i say thanks to both yourself and Melanie for y...

As you advised i have just spoken to the IP. he seems to think a settlement of £18,500 should be about right, and has asked me to put it in writing with proof of the monies available from my daughters. From the overall (approx) £9,000 nominee and supervisors fees appparently, he worked out we could ...

Sorry to be so vague, but i am sure i read that after the iva has finished the creditors can still claim some cash back within 6 months ie if we win the lottery, or did i just dream that one lol. just had our first yearly statement and it reads, we have paid 2784 to date of this 30 to sec of state b...

working on the original money available to creditors of 24k, they could just about scrape that amount together. Would we still be expected to remortgage the house or if we offered a FF would we be done paying the iva? i have seen reference to the ip being able to claim money back after the FF has be...

thank you for the welcome, the problem we have is that my wife is highly unlikely to be able to return to work due to long term ill health (the iva says she MAY return to work and make payments on top of the current amount).Also the mortgage we have will increase by at least 200 pounds, when we come...

we are in our 14th month of an iva and would like to try to settle our iva, our daughters have offered to help us out. our payments are £232 a month for 60 months with a remortgage in 4th year of £10447 total debt was £52271 with a total of 24367 available for creditors we are paying 29p in the poun...