Thnx you are right nothing to loose!!!:)

I was extending my IVA for two more during the 2009 cause i lost my job and partner,so i was close to loose my flat too. But thnx to god I saved it and took out from the IVA agreement. So I agreed to have 7 years of IVA payments. I ve got left only 14th months to write off all my debts, which is £29...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by artemischild It can also depend on your circumstances, how long into the IVA you are and the amount. Some wont go for it if its more worth their while just waiting and getting the dividend previously a...

Yes btw Italian people we usually help each other a lots. thank you for your reply
I will do it
Mas39

Hi,
a friend of mine would like to as present pay me off the last year of IVA payments. What shall I do? Can I make an offer which is not the entire ammount left to pay but just half? it is about £210 per month.
There any other expensis for this request to include?
Thank you

To Kazzafunk, i am more than happy to give back as much as i can to creditors, but my question is about why I should find myself left alone as it happened already to pay the claim broker the 25% or they have a privileged channels with creditor that enable them to get the 25% from the banks?

My concern is still the same,if and i said IF there is a PPI to win how this time the claim broker would be paid? and if they are able to get the 25% why this time is different from my previous claimy? just bear in mind that I had to pay ISmart on the top of IVA debts which was very painful and i di...

Sponge just figure out that you are right, what is the purpose to claim PPI if in my case the banks will not issue any payment at all to none. On the other hand the Claim broker will get no money but it will start to call me as it happened in the past with Ismart, to get thei 25% of money?

Hi, I have been asked from Grant Thorton to apply for PPI. Question is i have already applied 3 years ago and I called them to advise this claim. The result of claim throughout Ismart was:1)Money paid back was kept from the creditors(natwest) cause I own them money. 2)Ismart wanted the 25% of the am...

Dear All, I need your support to understand how is working the IVA. Recentely, I have engaged a financial claim management company to re-cover a mis sold PPI on one of my previous loan. So I have received an offer from a Bank which is one of the creditors of my IVA. Of course they didnt admit any li...

Dear Sir/Madame, I have been made redundant and I have a temps job till the 19th of december, I dont know how to pay the mortgage and the IVA. The question is there any previous IVA case were it has been rent out the flat and with that income paid the IVA and the mortgage? bear in mind that in this ...

Dear Sir /Madame, When my IVA was approved it was agreed to pay back £28,620 over a 5 year period- to date I have paid £10,930. I am reduntant and I decided to sell my flat, but I have checked the Chairman's Report and unfortunately PriceWaterHouse Coopers put forward a property modification that my...

thank you I will

If I understand I have to pay all the equity to the banks? Actually,I have 15% of the equity which will can give me around 40/30K and what is left to pay for my IVA is only 18K. it will remain around 12k If I pay back what is left of my IVA Is this that I have to offer to them or I need to give all ...