Thanks again for all your help

I am incredibly surprised that I managed to get my completion certificate within in 3 weeks but just goes to show it is possible

So I’m now in receipt of my completion certificate I must say a lot quicker than I expected, made payment on 29th June and received the completion Certificate today via email with a note to say hard copy in the post So what now ? Do I need to send it to the credit reference agencies ? Or creditors ?...

And if it couldn’t be better timing my company announced today we are all getting a pay rise within the next month as we didn’t get anything last year due to COVID

All paid now so starting the closure process now and have to play the waiting game but feel so much happier and free

Well I gave creditfix. Call and they have told me the full and final settlement figure has been agreed just got to wait for the paperwork today or tomorrow and my partner can pay it off and I can close this chapter Thank you for all your help and advice everyone To say I’m happy is an understatement...

That’s what I was thinking reading other threads

Will give it until after lunch and give them a call

Wish me luck my creditors meeting is today at 10am hopefully creditfix let me know the outcome as soon as possible but reading comments that may not be the case

I feel like I’m back at school waiting on exam results

Thank you Foggy

I’m am surprised as one of the debts is around £2.5k but I guess it’s there loss

Sorry to be a pain I do have another question I have at least 2 creditors that still haven’t put a claim in even though I have been in a IVA for 3 years now if the F&F is accepted what happens to those creditors that haven’t put a claim in will they still be marked as satisfied on my credit report a...

Thank you

Just got to play the waiting game now

Creditor meeting arranged for 28th June I was under the impression it was meant to take place within 28 days but it’s only a few extra


What happens now ?

Thank you for your help

Very nerve racking putting the offer in not knowing if it will be accepted or not but I’m trying to look at the bigger picture, that if I get made redundant then at least my Iva won’t fail and I can start a fresh

Will let you know if I get accepted

Hi I’m new to the forum but have been in my Iva now for 3 of 5 years and would like some advice I’m currently paying £196 per month which went up from £150 per month a year ago I’ve recently had my review meeting and payments have stayed the same at £196 and I have 23 months left 22 after next week ...