Hi Luluj

Yes thank you-easy to forget it will still impact credit score but it’s a small price for me to pay considering. You hit the nail on the head about the inheritance- my lovely Uncle always looking out for me even when he’s not here.

Hi Foggy Thank you so much for the explanation. I’m not great with figures (probably how I got into this mess in the first place) but this has given me huge peace of mind. I’ve emailed everything over to my IP now that I understand the process. I’m incredibly fortunate to have received this inherita...

<t>Hi <br/> <br/> I am 9 months into my IVA. My original debt is £16500 but the IP has calculated it to be £17525. I pay £292 a month which is £1 for £1 of that total. I have recently inherited and will be paying around £12500 into the IVA. My question is does come off the total balance? Surely I do...