thanks for all your help, i did cancel my d/d this morn for my iva, and then i spoke to 'insolvency service' who gave some sound advice, i rang the bank to reinstate d/d and then spoke to my ip at freeman jones, he was very thankful that i had rang him and we have agreed to update my file with curre...

Hi, i have just had a call off a company called 'UK Bankruptcy Ltd', apparantly they got my details off the 'IVA Council', to give you a bit of background.... had debts of 22k, single with 4 year old daughter, no assets, renting, working part time 16 hours / tax credits. this time last year, my debt...