Hi does that mean that in a joint iva if it was to face bankruptcy both members would have to go bankrupt? unless we had already removed my wife like we spoke last week. Or is that not woth doing as she would still get caught up in the joint debts even if we removed her from the iva and had a sepera...

Hi
if there are two people in a joint iva and one member agrees to take on the whole debt, surely this would free the other member from the financial constraints.

We had wondered whether in changing the IP this would enable us to find one who charges less fees, guess this isn't really an option as the cost of the court fees would make it not worth while. As regards the debt it is all mine it just happened at the time some of our joint accounts were involved i...

Hi I have a joint Iva with my wife. We have a few questions. 1. Is it true that although if times become hard abd it is difficult to meet the repayments the minimum repayment in an IVA must be 25p in the £. 2. As a proportion of the repayment goes to the IP as feees in our case 40% of our repayment ...