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by marie1
Wed Mar 05, 2008 11:59 pm
Forum: postings for march
Topic: am i insolvant?
Replies: 17
Views: 1950

thanks carl - youve been great
by marie1
Wed Mar 05, 2008 11:56 pm
Forum: postings for march
Topic: am i insolvant?
Replies: 17
Views: 1950

thanks Melanie i will contact him tomorrow - sorry i was in the midst of typin my last post when u sent that one through. really great site, great advice from all of you, wish i had found it months ago - keep up the great work as you make a big diffrence to peoples lives and prove that in debt there...
by marie1
Wed Mar 05, 2008 11:50 pm
Forum: postings for march
Topic: am i insolvant?
Replies: 17
Views: 1950

no the council will not be asking for payments towards the charge unless the placement breaks down, which is another risk but i am sure that i can work with this child as he is an extended family menber and i know him well so the risk is not that great. i am more worried at not being able to keep up...
by marie1
Wed Mar 05, 2008 11:45 pm
Forum: postings for march
Topic: am i insolvant?
Replies: 17
Views: 1950

Hi Melanie - thanks for getting back as mentioned above an extra £100 per week - the problem being is that the current dmp i have i have fallen behind by two months - letters and phone calls have started. Also the council fund me allownaces for the kids that are above what the csss and creditors wil...
by marie1
Wed Mar 05, 2008 11:37 pm
Forum: postings for march
Topic: am i insolvant?
Replies: 17
Views: 1950

Carl - the council have said that they would not force me to sell the house if the placement breaks down but they would have a financial interest in the house should i sell it or would ask for a proportion of the money back depending on how long the placement works - i am still waiting for an offici...
by marie1
Wed Mar 05, 2008 11:10 pm
Forum: postings for march
Topic: am i insolvant?
Replies: 17
Views: 1950

Hi Carl the council are planning to put on the charge within the next eight weeks - the current value is £200.000 with an extra room comparing to others in my area the value will increase around another 20-25k although the charge will still stand at £35k. also should the foster placement breakdown t...
by marie1
Wed Mar 05, 2008 10:55 pm
Forum: postings for march
Topic: am i insolvant?
Replies: 17
Views: 1950

thanks - i am trying my very best but can see the situation becoming impossible as i can not remortgage to release any equity. Not sure what i will do as i am just carrying on untill that day comes when i have to give up the kids and the house :-( really hoping that somebody can give me an alternati...
by marie1
Wed Mar 05, 2008 10:36 pm
Forum: postings for march
Topic: am i insolvant?
Replies: 17
Views: 1950

Hi - i have been advised by clearstart that insolvency may be an option for me, although reading through your forum im doubting the advice i have been given so far. After seperating from my ex i now the sole owner of my house valued around £200.000 and i have a mortgage of £155,000 interst only over...
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