hi there me and my wife are are 21 months into an IVA with dfd we pay £311 a month as we owed £40.000 and {{latley we had a lot of dodgy companys saying we could pay up in full}}which has made me think my mortgade is £96.000 but the house is worth £140.000-£150.00 could you remortgade in an iva too ...