The IVA Council

I have been contacted by a company who insist I was given bad advice to enter into an IVA, as I do not own a home, run a business, or have any assets. They advise me to declare bankruptcy, but I am concerned that this would live with me forever. In the short-term I would be better off, but would not...

I am just over 2 years into my IVA. I have a few questions that I have recently become aware of: Q1: I paid 4 months of 'voluntary contributions' commencing Sep 2005 to my IP prior to the formalisation of my IVA in Jan 2006. Will this reduce the period of my IVA, i.e. will it finish in September 201...