Hi bcj, All Directors of the comapny have a responsibility to the running of the comapny and the creditors of that company whether your the Managing Director or not, so this would not dilute your responsibility in anyway. This also relates to shadow directorship, so even if you are not formally appo...

Hi bcj, You should be careful, however Becoming a director of a company in a CVA should not be seen as a bad thing as long as you can help to turn the company around and complete the CVA. You should make sure the minutes of the meeting are clearly defined as to when you joined the company and that t...

I totaly agree, an IVA was a fantastic alternative for those who wish to contribute towards their debts, Bankrupcty should still only be seen as a can't pay option rather than a won't pay and if the banks would only see that they are cutting off their nose to spite their face, by making it harder fo...

Ironically i agree with Melanie, but there are a proportion of clients who do fear the advert in the paper. even prior to the changes to IVA's over the past twelve months, with the higher benchmarks set by the banks, Bankruptcy is a softer option for the client, the lesser percentage of debtors woul...

Thanks Ian & Skippy13 your kind welcome and support is much appreciated.

Brett

Hi Paul,

Would love to give me a call on the number listed on our website as I don't have your new mobile number.

Thanks for the warm welcome guys, Thanks for the invite Debbie i am looking into my diary to try to make time, if I can't make this one then I will make time for the next. The Bankrupcty site is gaining momentum slowley, however they now have a spokesperson and the site will be updated next week wit...

Hi Paul,

Would love to my dear boy, I see life remains the same for us past nine on a friday night and still working, still beats cold pizza in croydon.

Hi Buttercup,

Many of the credit card companies are insured against losses due to debts which can pay them a certain percentage out on the issuing of a default notice hence their speed at producing these documents, I shouldn't worry about it as due to this it is more for their purposes than yours.

Hi Broke100, Andy is correct, Bankrupcty deals with assets up to the point of Bankruptcy and any windfalls or inheritence during your term as an undischarged bankrupt, any assets aquired after your discharge will not need to be declared to the OR. An income payment order or agreement will last for a...

From a Forum Vetran (congratulations melanie), to an intorduction, Hi All, I thought it about time to introduce myself as I have been montioring postings on this site for some time. Having been posting on the sister site Bankruptcyhelp.org.uk I thought I would step accross and join the debates, advi...