Hello Ian,
Thankyou very much for that information, a weight off my mind

Rgds
John [^]

Hi Phil, thanks for your reply. Just read your thread and it explains a lot and also answers some unasked questions I've had about Debtmatters. I will be going into year 3 in May so am almost half way. My partner has a DMP with Payplan and it has to be said that they are very easy to contact and hav...

Today I have recieved a letter from my Bolton based IVA company stating that they have transferred my IVA to a company named Grant Thornton and that this was approved in the High Court on Feb 20th. I'm told that this company will contact me, but I don't have to change my payment or current payment m...

Thankyou to all for your advise and comments. After long discussion with my parner we have decided not to sell our house, and to tighten the belts a little more and see this situation out. I tried numerous times to contact my Bolton based IVA company but to no avail! I have submitted a new post ref ...

Hi, Yes my debt was 39k and Christine, my partner, her DMP is approx 40k. We are very reluctant to sell our property and feel if we can see the IVA through to the end then our prospects at retirement will be infinately better. I am 57 and Chris is 56. You can probably tell that we are on an emotiona...

I should have mentioned that our house is valued at £259000 and the outstanding mortgage is £133000 approx, with no arrears

Hi, No I haven.t spoken to my IP yet, but it is now the first on my list of things to do on monday. Our thoughts were to downsize but we've not ruled out renting something. Our mortgage repayment is £1626 a month plus £216 insurances (payment protection and sickness redundancy etc) I pay £300 monthl...

All advice welcomed. We have just put our property up for sale as we are finding it increasingly difficult to make ends meet. I am just coming to the end of the 2nd year in an IVA and my partner is in a seperate debt management plan.The house is in joint names and 50% of my 50% 0f the equity will ne...