Thanks for the reply.

My main concern about the time length is that I won't be able to make the payments before it's all set up. Is there anything I can do between now and the set up to alleviate this worry? Or will I have to ride it out until then?

Hi guys, I'm new to this forum and am in the process of applying for an IVA. My question is in regards to bank accounts. I currently bank with HSBC and have debt owing to them (loan and overdraft). From what I've read they would close the account as soon as they find out about the IVA. Should I open...